Loan and financing agreements, drafted clause by clause.

Loan agreements, credit facilities, and convertible loan documents drafted and reviewed with the legal analysis built in, each calibrated to the governing law.
Multi Jurisdictional Compliance
In-house finance teams
Credit & lending matters

Loan Agreement

Establishes the terms of a standard loan between a lender and borrower.

Subordinated Loan Agreement

Defines a loan that ranks below other debts in repayment priority.

Shareholder Loan Agreement

Formalizes a loan from a shareholder to their own company.

Convertible Loan Agreement

Allows a loan to convert into equity under agreed terms, typically used in early- stage funding.

Credit Facility Agreement

Sets out the terms under which a lender makes credit available to a borrower.

Put financing contract workflows to work

Book a demo with an Account Executive.

What loan documents can Laine draft?

Laine can draft loan agreements, credit facilities, convertible loans, and the schedules that support them. Each document is structured by type and calibrated to the governing law.

How can I create a loan agreement with Laine?

Start with the parties, loan amount, repayment terms, interest, security, covenants, default provisions, and governing law. Laine organizes those inputs into a structured loan agreement, with the relevant legal analysis built into the drafting process.

How can I draft a loan agreement across jurisdictions?

Laine identifies the governing law before drafting and applies the relevant legal analysis clause by clause. The resulting loan agreement is structured for lawyer-controlled review and can be adjusted to reflect the transaction and applicable jurisdiction.

Can Laine review a lender’s or borrower’s draft?

Yes. Laine reviews incoming loan documentation against market standards or your own positions, with a structured analysis of terms, covenants, and risk.

What should legal teams review in credit agreements?

Legal teams should review the facility terms, repayment obligations, interest, security, covenants, representations, events of default, remedies, and governing law. The exact provisions depend on the financing structure and the parties involved.

Is the output jurisdiction-specific?

Yes. The governing law is identified before drafting or review.